Our medical group professional liability insurance coverage is designed for medical groups of five or more physicians.

Coverage includes:

  • Professional liability
  • Professional committee activities
  • Limited professional office premises liability
  • Defense costs for certain licensing or regulatory board proceedings (standard limits: $25,000/$50,000 and a $1,000 per claim deductible)
  • Hired and non-owned auto liability (limits: $100,000/$300,000)

Coverage form offered:

  • Claims-made and reported (with optional prior acts and tail coverage)

Coverage provided by:

  • Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC VIII

Limits of liability:

  • $1 million/$3 million
  • $2 million/$4 million
  • $3 million/$5 million

Deductibles:

  • A variety of indemnity and expense deductibles are available

Coverage features:

  • Limits offered on a shared basis or per practitioner
  • Entity coverage available
  • Emergency room and clinic practices rated on a per visit basis with continuous coverage for departed providers