Our directors and officers liability coverage contract is designed for hospitals and other healthcare facilities.

Coverage includes:

  • Directors and officers liability
  • Employment practices liability

Coverage form offered:

  • Claims-made and reported (with optional prior acts and tail coverage)

Coverage provided by:

  • BETA Risk Management Authority (BETArma)—A.M. Best rating: A (Excellent); FSC VIII

Limits of liability:

  • $1 million up to $10 million per occurrence. Defense costs are included within the liability limits.

Deductible options:

  • $5,000 - $250,000
  • Copayment options (applicable to defense costs and indemnity payments) are also available for the employment practices liability coverage only.

Coverage features:

  • Entity coverage
  • Duty to defend covered claims and to advance defense expenses on behalf of the member