BETA Healthcare Group provides professional liability and workers’ compensation coverages with a full complement of patient and employee safety consulting services to hospitals, healthcare facilities and medical groups.
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Overview and History: History

In the 1970s, a medical malpractice crisis emerged when commercial insurers in California either abandoned the professional liability market or increased rates so dramatically that healthcare providers could no longer afford coverage. Hospital executives searched for alternatives, seeking to control and stabilize the cost of professional liability insurance and avoid the rate swings that had typified the commercial insurance market.

Seventeen district hospitals banded together to form a hospital-controlled risk-sharing pool structured as a joint powers authority (JPA). Since 1979, BETA Risk Management Authority has grown to 107 JPA members, becoming one of the nation’s largest risk-sharing pools.

Major milestones: