Underwriting and Client Services: Background and Philosophy
For over two decades, BETA Healthcare Group (BHG) has consistently offered some of the lowest healthcare professional liability rates in the industry. Our Underwriting and Client Services Department is instrumental in making sure that rates remain stable and actuarially reasonable. Working closely with claims, marketing, and risk management, our underwriting and client services staff analyzes each member's coverage needs, suggests coverage modifications and benchmarks rates and products against the commercial market. While we follow rigorous actuarial guidelines, as a joint powers authority BETA is able to offer broader coverage and adjust rates to specific exposures more easily than many other professional liability insurers.
Our underwriting and client services professionals are also a valued information resource. They can answer questions about coverage, exposures or contribution or premium payments; discuss new exposures or special circumstances; and provide certificates of coverage upon request.
