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Medical Group Professional Liability

Our medical group professional liability insurance coverage is designed for medical groups of five or more physicians.

Coverage includes:

• Professional liability
• Professional committee activities
• Limited professional office premises liability
• Defense costs for certain licensing or regulatory board proceedings (standard limits: $25,000/$50,000 and a $1,000 per claim deductible)
• Hired and non-owned auto liability (limits: $100,000/$300,000)

Coverage form offered:

• Claims-made and reported (with optional prior acts and tail coverage)

Coverage provided by:

• Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A- (Excellent); FSC VIII

Limits of liability:

• $1 million/$3 million
• $2 million/$4 million

Deductibles:

• A variety of indemnity and expense deductibles are available

Coverage features:

• Limits offered on a shared basis or per practitioner
• Entity coverage available
• Emergency room and clinic practices rated on a per visit basis

 
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