Our medical group professional liability coverage is designed for medical groups of three or more physicians. This insurance policy has the following features:
Coverage includes:
Professional liability
Professional committee activities
Limited professional office premises liability
Defense costs for certain licensing or regulatory board proceedings (standard limits: $25,000/$50,000 and a $1,000 per claim deductible)
Hired and non-owned auto liability (limits: $100,000/$300,000)
Coverage form offered:
Claims-made and reported (with optional prior acts and tail coverage)
Coverage provided by:
Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A- (Excellent)
Limits of liability:
$1 million/$3 million
$2 million/$4 million
Deductibles:
A variety of indemnity and expense deductibles are available
Coverage features:
Limits offered on a shared basis or per practitioner
Entity coverage available
Emergency room and clinic practices rated on a per visit basis
