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Home > Coverages > Healthcare Entity Comprehensive Liability Healthcare Entity Comprehensive Liability
Our healthcare entity comprehensive liability coverage contract is designed for hospitals, clinics, surgery centers and their affiliated providers.
Coverage includes:
- Professional liability (claims-made coverage)
- General liability (occurrence-based coverage)
- Personal injury and advertising liability (occurrence-based coverage)
- Employee benefits administration liability (occurrence-based coverage)
- Pollution liability (claims-made coverage)
- Fire and water damage legal liability (occurrence-based coverage)
Coverage provided by:
- BETA Risk Management Authority (BETARMA)—A.M. Best rating: A- (Excellent); FSC VIII
Limits of liability:
- $1 million up to $40 million per occurrence (professional liability and general liability)
- $500,000 per occurrence/$1 million aggregate (pollution liability sub-limit)
- $500,000 per occurrence/$500,000 aggregate (fire and water damage legal liability)
Deductibles:
- $1,000 to $500,000
- Deductibles offered on both indemnity only and indemnity and defense expenses basis
Coverage features:
- Defense costs paid by BETA Healthcare Group in addition to the limit of liability (except pollution liability)
- Comprehensive coverages included in one coverage form
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